Exceptional 2017 modern farmhouse on a private 3-acre lot in historic Waterford with NO HOA! This rare property features a dedicated mini-farm/garden area, mature trees, a meandering creek, and a reinforced composite deck engineered for a future sunroom conversion. The elegant interior boasts 9-foot ceilings and hickory hardwood floors throughout the main level. The gourmet kitchen features maple cabinetry, granite countertops, a center island, and a brand-new stove, while the living room offers a custom wall prepped for a future double-sided gas fireplace. A spacious main-level bedroom and full bath with heated floors provide the perfect setup for guests or multi-generational living. The home features incredible space and recent upgrades, including a large bonus room above the garage and an expansive walk-out basement, both beautifully finished in 2025. The newly finished basement features durable LVP flooring, a massive recreation room, a separate den or gym, and a full bathroom. Built for ultimate resilience and peace of mind, the property includes a private well, conventional septic, two zones of HVAC (upper unit replaced 2023), two new water heaters, an oversized two-car garage with a workbench and hot/cold water, a Briggs & Stratton 22kw whole-house generator, and an owned 500-gallon underground propane tank. Note: Seller will entertain a VA loan assumption only for qualified Veteran buyers willing to execute a full Substitution of Entitlement. Buyer is responsible for covering the equity gap. Assumption processing times typically run 60–90 days. Contact the listing agent for details before submitting an offer.
Listed By
Agency Name: Momentum Realty LLC
Agency Phone: 7034359550
Shown By
Agent Name: Mark Meitz
Agent Phone: (804) 305-9725
Agency Title: Joyner Fine Properties
Estimated Payment
$ 6,760.78 per month $5,815.03 Principal & Interest $610.33 Property Tax $335.42 Homeowner's Insurance
40923 Browns Lane | MLS# VALO2116260
This single family home located at 40923 Browns Lane, Waterford, VA 20197 is currently listed for sale with an asking price of $1,150,000. This property was built in 2017 and has 5 bedrooms and 4 full baths with 3490 sq. ft. Browns Lane is located in the CARR FARM subdivision within the LOUDOUN COUNTY PUBLIC SCHOOLS school district. Search CARR FARM real estate on markmeitz.joynerfineproperties.com today.